Start here
Open the fit checkerGroup Insurance Scheme Fit Checker
Answer four short questions to find the most useful pathway for a new scheme, existing-scheme review, claims support or Pulse.
Employee Benefits Tools & Calculators
Interactive tools to help New Zealand employers plan, implement, and track employee benefits and workplace wellbeing initiatives.
Existing scheme review
Open the review checklistGroup Insurance Scheme Review Checklist
Check the evidence needed to review cover, eligibility, cost, communication, administration and claims support before renewal.
Income protection planning
Open the income-gap toolACC and Illness Income-Gap Tool
Compare the injury and illness pathways and illustrate how sick leave and an income-protection waiting period can affect income continuity.
Employee Turnover Cost Calculator
Discover the true cost of replacing an employee, including hidden costs like productivity loss, knowledge drain, and team impact that many organisations overlook.
- ✓Calculate visible and hidden replacement costs
- ✓See breakdown by cost category
- ✓Compare direct vs hidden costs
- ✓Export to PDF for business cases
KiwiSaver Contribution Calculator
See how different employer contribution rates impact retirement savings over time. Includes ESCT tax calculations and comparison scenarios.
- ✓Compare the current 3.5% minimum with 4%, 5% and 6%
- ✓See ESCT tax impact on contributions
- ✓Project balance at retirement
- ✓Reflect the KiwiSaver rates effective from 1 April 2026
Income Protection Gap Calculator
Understand the gap between ACC coverage (accidents only) and illness protection. See how long your current coverage would last.
- ✓Compare accident vs illness coverage
- ✓Calculate your coverage timeline
- ✓See your risk level assessment
- ✓Understand the ACC gap
Benefits Budget Calculator
Plan your employee benefits investment with our interactive calculator. Input your team size and average salary to get recommended budget allocations.
- ✓Calculate total benefits budget based on payroll
- ✓Adjust allocations across categories
- ✓See per-employee breakdowns
- ✓Export to PDF for planning
Cost of Living Support Checklist
Track your organisation's support measures for employees facing cost of living pressures. 25+ actionable items across 6 categories.
- ✓25+ actionable support measures
- ✓Track implementation status
- ✓Progress tracking by category
- ✓Export completed checklist
Benefits Communication Quiz
Assess how effectively your organisation communicates benefits to employees. Get a grade and personalised recommendations.
- ✓10 assessment questions
- ✓Letter grade with feedback
- ✓Category-by-category breakdown
- ✓Improvement recommendations
Workplace Stretching Checklist
Track your progress implementing a workplace movement culture with this interactive checklist for HR teams and managers.
- ✓15 actionable items
- ✓Track progress with checkboxes
- ✓Collapsible sections
- ✓Export to PDF
Workplace Health Action Planner
Mark each health initiative as "planning", "in place", or "not feasible" and track your action steps for a healthier workplace.
- ✓Status tracking for each initiative
- ✓Checkbox action items
- ✓Progress saved automatically
- ✓Covers all health areas
Need Help With Your Benefits Strategy?
Our team can help you design and implement an employee benefits programme tailored to your business.