Knowledge Center
Practical articles on employee insurance, workplace wellbeing, and employer strategy.
Employee Benefits Examples from Well-Known NZ Employers
See public examples of employee benefits offered by well-known New Zealand employers, and what smaller NZ businesses can learn when designing benefits packages.…
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Why Mental Wellbeing at Work Matters
Learn how mental wellbeing at work impacts employee productivity and morale. Discover practical strategies for…
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What Is Group Life Insurance? A Guide for NZ Employers
Learn how group life insurance works for NZ employers, including benefits, eligibility, automatic acceptance,…
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What Is Trauma Insurance? A Guide for NZ Employers
Learn how group trauma insurance works, including specified conditions, severity definitions, lump-sum benefit…
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How Group Insurance Strengthens the Path to B Corp Certification
Learn how group insurance schemes support B Corp certification by demonstrating employee wellbeing commitment…
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Encouraging Stretching at Work: A Simple Way to Support Employee Health
Simple strategies to encourage workplace stretching and improve employee health. Reduce musculoskeletal issues…
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What Happens to Employee Insurance When Someone Leaves?: Understanding Continuation Options
Learn about insurance continuation options when employees leave. Understand how to maintain coverage without m…
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Automatic Acceptance and Pre-existing Conditions in Group Insurance
A practical NZ employer guide to automatic acceptance limits, eligibility, underwriting and pre-existing condi…
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How to Budget for Employee Benefits Without Breaking the Bank
Budget-friendly strategies for offering employee benefits. Learn how to provide meaningful benefits without ov…
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The ROI of Offering Health Insurance in the Workplace
Discover the return on investment of workplace health insurance. Learn how employee health benefits reduce abs…
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The Importance of Health in the Workplace: How to Create a Healthier Work Environment
Create a healthier workplace with practical strategies for physical activity, mental health support, nutrition…
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The Link Between Financial Wellness and Employee Productivity
Discover how financial wellness impacts employee productivity. Learn strategies to support employees' financia…
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How Employers Can Help Employees Improve Their Financial Literacy
Practical strategies for employers to improve employee financial literacy. Support financial education and red…
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How Employee Benefits Boost Workplace Happiness and Productivity
Learn how comprehensive employee benefits improve workplace happiness and productivity. Reduce turnover and bo…
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How a Simple Staff Survey Can Kickstart Workplace Fitness
Use staff surveys to design effective workplace fitness programs. Learn how to gather employee feedback and im…
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Income Protection Insurance: Why It Matters for NZ Employees
Learn how group income protection works for NZ employees, including eligibility, disability definitions, waiti…
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KiwiSaver Employer Contributions 2026-2028: What Employers Need to Know
Understand NZ employer KiwiSaver obligations from 2026 to 2028, including the 3.5% minimum, temporary rate red…
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Rising Healthcare Costs: Benefits Strategy for NZ Employers
Navigate rising healthcare costs in NZ with strategic employee benefits. Learn how employers can provide healt…
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Individual vs Group Health Insurance: Which Is Right for Your Business?
Compare individual and group health insurance for NZ employees: ownership, pre-existing conditions, costs, wor…
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Supporting Employees Through the Cost of Living Crisis
Practical ways NZ employers can support employees during the cost of living crisis. Discover benefits, policie…
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How to Communicate Employee Group Insurance Clearly
A practical NZ employer guide to explaining group insurance during onboarding, renewal, claims, leave and offb…
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Designing Flexible Benefits for Diverse Workforces
Create flexible employee benefits that work for diverse NZ workforces. Learn how to design benefits programmes…
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The Hidden Costs of Employee Turnover
Understand the true cost of employee turnover in NZ. Learn about hidden expenses beyond recruitment and why in…
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ACC vs Income Protection: A Simple NZ Employee Guide
Understand how ACC injury cover and group income protection differ, including illness, weekly compensation, wa…
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Group Insurance and FBT for New Zealand Employers
Current IRD guidance for NZ employers paying group insurance premiums. Understand when FBT or PAYE may apply,…
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Group Insurance for Small NZ Businesses: Is It Worth It and Where Do You Start?
Can a small NZ business get group insurance? Compare real provider thresholds, cover choices, costs, automatic…
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How Group Insurance Claims Work in NZ: An Employer Guide
How NZ group insurance claims work: employer and insurer roles, privacy, claim timing, complaints, evidence an…
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Dependent Cover in NZ Group Insurance: An Employer Guide
How dependent cover works in NZ workplace medical schemes: family eligibility, premiums, pre-existing conditio…
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When Did You Last Review Your Group Insurance Scheme? A Practical Guide for NZ Employers
When did you last review your NZ group insurance scheme? Learn what to check annually, what triggers an out-of…
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Employment Leave Bill 2026: What NZ Employers Need to Know
The Employment Leave Bill would replace the Holidays Act 2003 but is not yet law. See its status, proposed cha…
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KiwiSaver is Changing: What NZ Employers Need to Budget For
KiwiSaver default employee and matching employer contributions rose to 3.5% on 1 April 2026 and are scheduled…
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Employee or Contractor? NZ Group Insurance Eligibility
Use NZ’s 2026 contractor gateway test, then separately check workplace group-insurance eligibility, cover star…
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Mental Health at Work: What the NZ Data Actually Shows
Explore NZ workplace mental health data on presenteeism and absenteeism, plus practical steps employers can ta…
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ACC Work Levies Explained: What NZ Employers Actually Pay and Why
Current 2026/27 ACC Work and Earners' levy rates for NZ employers, with classification, Experience Rating and…
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Pay Equity in NZ: Current Law and Employee Benefits
Understand NZ pay equity law after the 2025 changes, current claim requirements and how employee benefits may…
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Employee Health Information and Group Insurance Claims
A practical Privacy Act 2020 guide for NZ employers handling employee health, payroll and claim information du…
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90-Day Trial Periods Are Back for All Employers: What It Means for Group Insurance
Learn how 90-day trial periods affect group insurance eligibility, enrolment timing and benefit communication…
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Parental Leave and Group Insurance: An NZ Employer Guide
Check how NZ parental leave interacts with workplace medical, life and income protection cover, premiums, susp…
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Presenteeism Costs NZ Employers More Than Absenteeism. Here's the Evidence.
Explore NZ data on the cost of presenteeism and absenteeism, why employees work while unwell and practical act…
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