Simple, meaningful protection
Life cover is often structured as a fixed amount or a multiple of salary. The goal is straightforward: provide financial support to an employee family if the worst happens.
Group life insurance NZ
Group Life Insurance for New Zealand Employers
Group life insurance gives employees a clear layer of financial protection for their families. Employee Lab helps employers design, communicate and administer cover as part of a workplace benefits programme.
A stronger benefit when it is clearly explained
Employees need to know the cover exists, who may be eligible and what happens during a claim. Employee Lab helps with launch communication, annual reminders and practical claim guidance.
What is included
Practical support across advice, setup, communication and claims.
Cover structure
Choose fixed, salary-linked or tiered benefit levels based on your workforce.
Eligibility rules
Set clear rules for who is covered and when cover starts or ends.
Family support
Keep claim communication human, clear and coordinated during difficult moments.
How it works
A simple process for employers.
- Confirm minimum group requirements
- Choose benefit level and eligibility rules
- Set up insurer and payroll/admin process
- Communicate cover to employees
- Support claims and continuation questions
Common questions
What employers usually ask.
Group life insurance is workplace-arranged cover that can pay a lump sum if an eligible employee dies or is diagnosed as terminally ill, depending on the policy wording.
Group life insurance is commonly available from around 10+ employees. Insurer rules, participation and benefit design can affect eligibility.
Yes. Many employer schemes combine life cover with income protection, trauma or TPD cover to address different risks.
Related reading
Useful next pages.
Build a benefits programme your team can actually use.
Call 0800 684 435 or send a quick message and we will help you work out the right starting point.