ACC covers accidents, not illness. Group income protection can help employees maintain income if they cannot work for an extended period because of illness or injury.
For many employees, the biggest financial risk is not a short hospital visit. It is months away from work because of illness. Group income protection helps employers address that risk in a structured and explainable way.
Waiting periods, benefit periods, replacement ratios and ACC offsets all affect cost and value. Employee Lab helps employers compare options and communicate the practical difference to employees.
Explain where ACC helps and where illness-related absence can leave employees exposed.
Compare waiting periods, benefit levels and contribution options.
Support salary confirmation, documentation and employee communication during claims.
Call 0800 684 435 or send a quick message and we will help you work out the right starting point.
