Gross salary divided by 52.
Employer planning tool
ACC and Illness Income-Gap Tool
Explore how salary, sick leave and an income-protection waiting period can create different income pathways after injury and illness.
Your illustration
Enter a simple employee scenario
Use an illustrative salary and current sick-leave balance. Do not enter employee names, health information or other personal data.
Illustrative resultsWeekly salary$1,538 ACC 80% illustration$1,231 Income across waiting period$6,154 Illustrative illness gap after sick leave$3,077
What this scenario shows
Not an entitlement or payment estimate.
Gross income represented by 4 weeks.
2.0 weeks not covered by the sick-leave input.
A qualifying injury may enter the ACC process
ACC says an eligible PAYE employee may receive weekly compensation of up to 80% of pre-injury income after a covered injury. Actual cover and payment depend on ACC’s decision, earnings and individual circumstances. The figure above is only 80% of the salary entered; it is not an ACC calculation.
Ordinary illness generally does not create an ACC weekly-compensation claim
The illness illustration shows gross income during the selected waiting period, less the simple sick-leave input. It does not include tax, other employer support, annual leave, policy limits or an insured payment.
The headline percentage is only one part of income protection
Compare disability definitions, waiting periods, benefit periods, maximum benefits, eligibility and ACC offsets. A group policy may pay differently from this illustration or may not pay at all if the claim does not satisfy its terms.
Important limitations and source
This tool provides a simplified gross-income illustration for employer education. It is not an ACC eligibility decision, income-protection quote, claims calculation, tax calculation or personal financial advice.