Tailored Packages
Customised insurance solutions designed for your business needs
Employee group insurance for New Zealand workplaces
Employee group insurance for New Zealand workplaces.
Design, establish and look after meaningful workplace cover—with hands-on scheme administration, claims support and Pulse wellbeing education.
Design
Scheme Options
Medical, life, income protection, trauma and TPD
Support
Scheme Administration
Onboarding, changes, claims guidance and renewals
Review
Existing Cover
Eligibility, terms, communication and scheme fit
One connected scheme
Cover works better when every part stays connected.
Employee Lab sits between the employer, insurer and employees—helping keep scheme design, communication, administration and claims support joined up.
- Your workplaceEmployerSets the purpose, budget and eligible team.
- Design & supportEmployee LabHelps compare, establish, explain and look after the scheme.
- Cover & educationInsurer + PulseThe insurer provides the cover. Pulse adds practical wellbeing education.
- Everyday valueYour EmployeesUnderstand the benefit, use the support and know where to turn.
Why Employee Lab
Built around clarity, care and less admin for employers.
Dedicated Claims Support
Direct contact via email or 0800 with personalised assistance
Scheme Administration
Practical support with onboarding, membership changes, renewals and employee questions
Financial Education
Empowering your team to make smarter financial choices
Wellness Programmes
Insurer-led initiatives with flexible joining options
Clear Onboarding
A coordinated setup process shaped by the selected insurer and scheme requirements
Core cover
Start with the scheme that matches your team size.
Insurer-specific eligibility
Group Medical Insurance
Workplace medical cover can include eligible private treatment, diagnostics and specialist care, subject to the selected policy.
Explore group medical insurance →Insurer-specific eligibility
Group Life, Income Protection, Trauma and TPD Cover
A workplace scheme can combine life insurance, trauma cover, total and permanent disability cover and income protection.
- Life Insurance
- Trauma Cover
- Total & Permanent Disability
- Income Protection
Employee Lab services
Stable support across insurance, wellbeing, claims and administration.
Group Medical Insurance
Employer-sponsored medical insurance schemes for New Zealand workplaces, including support for insurer setup, onboarding, administration and claims.
Group Life Insurance
Group life insurance cover that helps employers provide financial protection for employees and their families.
Group Income Protection
Income protection support for employees who cannot work because of illness or injury, designed as part of a workplace benefits package.
Trauma and TPD Cover
Group trauma and total permanent disability cover for serious illness, injury or permanent inability to work.
Pulse Workplace Wellbeing Platform
Pulse wellbeing access for Employee Lab group insurance clients, supporting financial, mental, physical and nutritional wellbeing.
Group Insurance Scheme Review
Review existing group cover, insurer terms, eligibility, communication, administration and claims support before renewal.
Claims and Employer Administration Support
Claims guidance, employee onboarding and group scheme administration support for New Zealand employers and their teams.
Commercial value
Benefits that support the business as well as the employee.
Comparable Options
Review current insurer terms, benefit levels and funding structures for your workforce
Clear Administration
Coordinate onboarding, membership changes, renewals and claims information
Employee Understanding
Explain eligibility, cover and support pathways in practical language
Policy-Specific Cover
Check automatic acceptance and pre-existing-condition terms in the selected policy
Eligible schemes
Add Pulse workplace wellbeing support
Pulse provides financial, physical, mental and nutritional wellbeing education. Eligible Employee Lab group insurance schemes can include access at no extra cost; eligibility conditions apply.
Questions
Frequently asked questions
Pricing depends on the insurer, number and profile of eligible employees, cover selected and scheme design. Employee Lab can compare current options for your workplace.
Minimum group size and participation rules vary by insurer, product and funding structure. Employee Lab can check the current requirements for your workforce.
Some policies offer a time-limited continuation option. Eligibility, deadlines, underwriting, price and preserved terms vary, so the current policy should be checked before employment ends.
Contact us for an obligation free meeting. We'll discuss your needs and provide you with options and estimates.
Build a group scheme your people will value.
We'll discuss your business, your people and your budget, then explain the available scheme options and trade-offs.