Tailored Packages
Customised insurance solutions designed for your business needs
Employee group insurance for New Zealand workplaces
Employee group insurance for New Zealand workplaces.
Design, establish and look after meaningful workplace cover—with hands-on scheme administration, claims support and Pulse wellbeing education.
20+
Years Experience
Specialist employee benefits advice
75+
Group Contracts
Schemes administered across NZ
5,000+
Employees Covered
People protected through work
One connected scheme
Cover works better when every part stays connected.
Employee Lab sits between the employer, insurer and employees—helping keep scheme design, communication, administration and claims support joined up.
- Your workplaceEmployerSets the purpose, budget and eligible team.
- Design & supportEmployee LabHelps compare, establish, explain and look after the scheme.
- Cover & educationInsurer + PulseThe insurer provides the cover. Pulse adds practical wellbeing education.
- Everyday valueYour EmployeesUnderstand the benefit, use the support and know where to turn.
Why Employee Lab
Built around clarity, care and less admin for employers.
Dedicated Claims Support
Direct contact via email or 0800 with personalised assistance
Expert Administration
Seamless policy management ensuring employees get premium terms
Financial Education
Empowering your team to make smarter financial choices
Wellness Programmes
Insurer-led initiatives with flexible joining options
Fast Onboarding
Most plans are in place within a few weeks
Core cover
Start with the scheme that matches your team size.
5+ employees
Group Medical Insurance
Faster access to surgeries, specialists and reduced wait times. A highly sought-after benefit that shows you care.
The ROI of health insurance →10+ employees
Group Life, Income Protection, Trauma and TPD Cover
Comprehensive protection including life insurance, trauma cover, total and permanent disability, and income protection.
- Life Insurance
- Trauma Cover
- Total & Permanent Disability
- Income Protection
Employee Lab services
Stable support across insurance, wellbeing, claims and administration.
Group Medical Insurance
Employer-sponsored medical insurance schemes for New Zealand workplaces, including support for insurer setup, onboarding, administration and claims.
Group Life Insurance
Group life insurance cover that helps employers provide financial protection for employees and their families.
Group Income Protection
Income protection support for employees who cannot work because of illness or injury, designed as part of a workplace benefits package.
Trauma and TPD Cover
Group trauma and total permanent disability cover for serious illness, injury or permanent inability to work.
Pulse Workplace Wellbeing Platform
Pulse wellbeing access for Employee Lab group insurance clients, supporting financial, mental, physical and nutritional wellbeing.
Group Insurance Scheme Review
Review existing group cover, insurer terms, eligibility, communication, administration and claims support before renewal.
Claims and Employer Administration Support
Claims guidance, employee onboarding and group scheme administration support for New Zealand employers and their teams.
Commercial value
Benefits that support the business as well as the employee.
Lower Premiums
Group buying power means better rates
Higher Productivity
Reduced absenteeism, maintained output
Recruitment Tool
Attract and retain top talent
Better Coverage
Pre-existing conditions & automatic acceptance
Included free
Every scheme includes free Pulse access
Pulse is NZ's workplace wellbeing platform — financial, physical, mental and nutritional education for every employee. Worth up to $10,000+GST and included at no extra cost with every Employee Lab scheme.
Questions
Frequently asked questions
Basic packages can cost under $10 a week per employee, but cost varies based on number of employees and benefits.
Group medical insurance requires 5+ employees; group risk insurance requires 10+ employees.
Employees can usually transfer to a personal plan within 90 days of leaving.
Contact us for an obligation free meeting. We'll discuss your needs and provide you with options and estimates.
Build a group scheme your people will value.
We'll understand your business, your people and your budget. Then recommend a tailored package.