Why Do Business Owners Choose Employee Lab?

At Employee Lab we understand that every business is different. That’s why we offer flexible employee benefits packages. You can choose just one type of cover or combine services to suit your team’s needs. There’s no obligation to take a full package. You can start with what makes the most sense for you and your employees.

Most employee benefits packages begin with Life or Medical insurance as a foundation. However, additional cover options can provide greater peace of mind and financial protection for your team.

More Than Just Insurance

Alongside our group insurance services we also offer access to Pulse. Pulse is our digital wellbeing platform designed to support your employees' financial, physical, nutritional and mental wellbeing.

And here’s the best part, all employees covered under our group insurance automatically receive a free subscription to Pulse. It’s an easy way to provide daily support and long-term value beyond their insurance cover.

Our Insurance Services

• Medical Insurance
  Access to Faster Healthcare When it Matters

  Medical insurance gives employees access to private healthcare, reducing wait times and ensuring they receive the best possible treatment. From surgeries to specialist visits and even GP consults, this coverage enables employees to access health care without delay.

• Life Insurance
  Financial Security For Employees' Families

  If an employee passes away (or is terminally ill) life insurance provides financial support to their family. Life insurance allows loved ones to grieve without financial pressure.

• Total and Permanent Disability (TPD) Insurance
  Support For Life-Changing Circumstances

  Total and Permanent Disability Insurance provides financial assistance if an employee becomes permanently unable to work due to injury or illness.

• Trauma Insurance
  Immediate Support During Critical Health Events

  Trauma insurance ensures a lump sum payout is available if an employee is diagnosed with a serious illness or injury. This financial lump sum can be used on any expenses and could include specialised medical costs, rehabilitation, the replacement of lost income or it could be used to make necessary lifestyle adjustments.

• Income Protection Insurance
  Financial Stability if You Cannot Work Due to Medical Reasons

  If an employee is unable to work due to illness or injury then income protection provides a percentage of their salary until they can return. This helps maintain financial security while they recover.

Tailored to Your Business Needs

You decide what works best for your company. Whether that’s a basic Life or Medical insurance package, access to Pulse or a fully comprehensive employee benefits plan. We’ll help you build a solution that’s right for your people and your budget.