Employee Lab - Helping You Create a Healthier, More Secure Workplace

For over 20 years we’ve helped New Zealand employers provide comprehensive insurance benefits to their employees, ensuring peace of mind and financial security when it’s needed most.

With a dedicated claims team, an expert admin team, and a focus on financial education, we make it easy for businesses to take care of their people.

Why Employee Lab?

With Employee Lab You Get:

Here at Employee Lab (previously Maurice Trapp Group Employee Benefits) we provide New Zealand companies with expert group insurance solutions. With over 20 years industry experience and a dedicated employee benefits team we maintain over 75 group contracts with over 5,000 clients.

Tailored Insurance Packages – we will customise an insurance package to suit your business needs. 

Dedicated Claims Support – we have a dedicated email and 0800 number so employees can contact us directly with their questions.  We will guide employees through the claims process and provide individualised support as required. 

Expert Onboarding and Administration – we provide your business with seamless policy management.  Our on-boarding specialists ensure all new employees are added quickly and efficiently so they gain access to premium terms.

Financial Education – we empower employees with better financial choices decisions.

Helpful Value Adding Extras - want us to faciliate an insurer-led wellness programme or give your team the flexibility to join your group scheme online or face-to-face with an Employee Lab team member? We will tailor things to suit your needs!  

New Zealanders say a supportive work culture is one of the best things about their job. Group insurance might be the next step for your business to show that you support your employees (5 or more employees is required for group medical insurance and 10 or more employees for group risk insurance).

Group Medical Insurance

Health insurance is a highly sought-after work benefit. According to research, 88% of New Zealanders surveyed believe it’s important that their employers support their health. Group medical insurance is a great way to do that.

Group Risk Insurance

Group risk insurance could help to cover you and your employees when an unexpected event occurs. Cover could include:

  • Life Insurance

  • Trauma Cover

  • Total and Permanent Disability Cover

  • Income Protection

There are many advantages to having group insurance as an employee benefit. They include:

  • Lower premiums

  • Reduced absenteeism and maintain productivity

  • Forms part of your wellness programme

  • Recruitment tool to attract staff

  • Build employee loyalty

  • Employee retention

  • Cover for pre-existing medical conditions

  • Automatic acceptance

Employee Insurance Benefits

Frequently Asked Questions

General Questions About Employee Benefits

    • Employee benefits help attract and retain top talent, improve employee well-being and reduce absenteeism by ensuring staff have access to quality healthcare.

    • You can choose just one type of insurance (e.g. Life or Medical) or a combination. There’s no requirement to take a certain bundle of insurances. We will tailor a package to suit your needs.

    • Basic packages can cost under $10 a week per employee. It is important to remember that the cost varies based on the number of employees, the type of coverage and the level of benefits. Employee Lab can tailor a package to suit your needs and budget.

    • Some insurance benefits may be subject to Fringe Benefit Tax (FBT). We can guide you on structuring your plan efficiently to minimise the tax impact.

General Questions About Employee Benefits

    • Yes! 5 out of 10 employees or their families on average claim on their medical insurance policy annually. Employees highly value having access to these benefits.

    • Employees who feel valued and supported are more likely to stay with your company. Health benefits reduce financial stress and absenteeism, leading to a more productive and engaged workforce.

    • In most cases employees can transfer their policy to a personal plan within 90 days of leaving. This ensures they remain covered. Employee Lab will contact them to take them through their options when we are notified of their departure.

Claims and Administration

    • Our dedicated claims team handles everything, ensuring employees have a smooth and stress-free claims process.

    • We manage all policy administration, from onboarding to claims support, so your HR team won’t be burdened with extra work.

Getting Started

    • We’ll meet with you so that we can better understand your business needs and the requirement of your employees. After our consultation we will then recommend a tailored package.

    • It will depend on the number of employees you have and the type of cover you wish to offer. We can typically have your plan in place within a few weeks.

    • Simply book a consultation and we’ll walk you through the options.